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Introduction > Banking Services > Payment Cards > VISA Gold payWave

VISA Gold payWave

This non-contact embossed payment card is valid worldwide

  • can be used for cash withdrawals from ATMs
  • to pay for goods and services at all retailers who display the VISA logo
  • to pay for goods and services online

VISA payWave technology allows for fast and convenient card payments for small amounts (up to CZK 500) without the need to insert the card into a reader, enter a PIN or sign the receipt.

A VISA Gold payWave card is automatically provided with Type B Insurance for Legal Protection of Motor Vehicle Drivers from D.A.S. as well as Gold Class travel insurance which includes assistance services for health problems or other issues you experience while traveling.

Benefits of VISA Gold payWaveVISA Gold payWave

  • This card also features the non-contact payment card technology VISA payWave
  • The card is an embossed card
  • The card is valid for 4 years
  • All ATM withdrawals all over the world for free
  • Electronic changes to payment card limits - free
  • CashBack service - free
  • Travel insurance (Gold version) - free
  • Insurance for Legal Protection of Motor Vehicle Drivers from D.A.S. - free
  • Payment card PIN codes can be changed using Internet banking
  • You can add card fraud protection
  • The card costs 275 CZK per month


How non-contact payment works

  1. First you have to determine if a retailer is equipped with payWave compatible equipment. Non-contact payment can take place at all domestic and international retailers who display a symbol for non-contact payment cards:payWave
  2. A card with payWave technology must be placed close to the sensor, which is marked with a non-contact payment symbol.
  3. Information on the card is read after an acoustic signal sounds, and some sensors indicate that payment has been approved.
  4. The retailer will then provide you with a receipt.

Conditions and procedure to receive a payment card

A card can be connected to your current or savings account in CZK and EUR. You can have multiple payment cards for multiple cardholders who do not need their own Fio banka accounts. The account connected to an issued card cannot be cancelled for the validity of the payment card.

Do you want a VISA Gold payWave payment card?

Open a Fio banka account - more information.



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