Introduction > Banking Services > Payment Cards > Mastercard Gold

Mastercard Gold

This non-contact embossed payment card is valid worldwide

can be used for cash withdrawals from ATMs
to pay for goods and services at all retailers who display the Mastercard logo
to pay for goods and services online

A Mastercard Gold payment card is automatically provided with travel insurance in the Gold variant and insurance against card misuse in the Extra variant.

Benefits of Mastercard Gold

This card also features the non-contact payment card technology Contactless
A Mastercard Gold card is an embossed card
10 withdrawals a month from Fio banka ATMs - free
Electronic changes to payment card limits - free
CashBack service - free
Travel insurance (Gold version) - free
Insurance against card misuse (Extra version) – free
Payment card PIN codes can be changed using Internet banking
You can add card fraud protection

Up to 5 withdrawals per month free from others ATMs! How does it work?

Every newly issued payment card receives an automatic bonus of 2 free withdrawals from non-network ATMs in the Czech Republic. You will also receive one additional free withdrawal from a non-network ATM in the next month for every CZK 4,000 (€160) of transactions made using your card in stores or online for goods or services. Free withdrawals that are not used are carried forward to the next month but are limited to 5 free withdrawals a month. In total you can enjoy up to 5 free withdrawals a month from non-network ATMs.

If you do not have any free withdrawal from non-network ATMs at the beginning of the month, we will give you one for free.

Example:
In January your total card transactions were CZK 17.000, giving you 4 free non-network ATM withdrawals in the month of February. If you still have 2 free withdrawals from a new card that you haven't used, in February you now have up to a maximum of 5 free non-network ATM withdrawals.

Conditions and procedure to receive a payment card

A card can be connected to your current account in CZK and EUR. You can have multiple payment cards for multiple cardholders who do not need their own Fio banka accounts. The account connected to an issued card cannot be cancelled for the validity of the payment card.